Housing Around Crossville
Crossville Housing, Home Prices & Rent: Compare The Whole Cost.
Use current market context, complete monthly costs, property documents, and real-world routes to compare buying and renting across Cumberland County.
A Home Has To Work Every Day
Look Beyond The Asking Price
Compare the price first, then test the grocery run, school or work route, internet options, insurance, taxes, maintenance, and costs that arrive after move-in.
Use market medians as context—not as a suggested offer, rental quote, or promise about the condition of a particular property.
Choose Your Starting Point
Move From Overview To Useful Detail
Begin with the question that matters most, then use the full guide to check the supporting details.
Market Context
Compare Local Markets
Review listing, sold-price, rent, and inventory figures with the date and geography attached.
Monthly Cost
Price The Whole Month
Put financing or rent, taxes, insurance, utilities, fees, and maintenance on one sheet.
Property Check
Test The Exact Address
Confirm routes, services, internet, school assignment, documents, and access at the home itself.
Use The Numbers As Context
A market median describes a group of listings or sales. It does not price the specific house, its condition, repairs, acreage, dues, or lease terms.
Keep Written Terms Together
Collect the lease, association documents, insurance quote, tax information, inspection findings, and utility history before comparing final choices.
Compare Local Housing Markets
Start with the county picture, then look at the places on your shortlist. The figures below are from Realtor.com’s market-summary tables labeled September 2026, reviewed October 10, 2026. Each area name links to its source report.
| Market | Median Listing Price | Median Sold Price | Median Monthly Rent |
|---|---|---|---|
| Cumberland County | $396,000 | $343,500 | $1,600 |
| Crossville | $399,000 | $343,500 | $1,600 |
| Fairfield Glade | $429,000 | $434,950 | $2,000 |
| Lake Tansi | $326,750 | $361,000 | Not Published |
| Crab Orchard | $119,950 | Not Published | Not Published |
A listing price is an asking price; a sold price describes completed sales in the source’s report. Those groups need not contain the same properties. Their medians do not measure the discount on a particular home. Median rent is a market reference, not a quote for a specific lease.
A Closer Look At Your Shortlist
Crossville
Realtor.com reports 85 median days on market, 1,521 active listings and 23 rental properties for its Crossville market. Pair the price comparison with a visit: try the school or work route, stop for groceries and see how the address fits your everyday routine. The Crossville Guide gives you a starting point.
Fairfield Glade
The Fairfield Glade report shows 87 median days on market, 599 active listings and 10 rental properties. Add the exact property’s association dues and amenity charges to your comparison before deciding what fits your budget. Explore the Fairfield Glade Guide, then ask for the ownership or lease documents for the home itself.
Lake Tansi
Lake Tansi’s report lists 80 median days on market, 223 active listings and one rental property. It does not publish a median rent. Ask for a written quote for the rental you are considering rather than borrowing Crossville’s figure. Use Golf And Lakes to explore the setting, and confirm property-specific dues and access terms separately.
Crab Orchard
Crab Orchard’s report shows 101 median days on market and 81 active listings. It publishes neither a median sold price nor a median rent. Its $119,950 median listing price is a starting reference, not a promise that a move-in-ready home matching your needs costs that amount. Compare the property type, acreage, condition and recent similar sales. Add actual addresses to your Scouting Weekend Plan.
Put National Trends In Their Place
The National Association Of REALTORS® Housing Statistics provides national, regional and metro research, with coverage depending on the report. Use that wider context alongside the local Realtor.com figures. Keep the geography and reporting date attached to each statistic rather than presenting a national trend as a Cumberland County result.
Compare The Whole Monthly Cost
For a purchase, put principal and interest, taxes, insurance, association charges and maintenance on the same sheet. Keep closing costs and immediate repairs in a separate move-in column. For a rental, begin with the written lease: base rent, included utilities, parking, pet charges, renewal terms and any required insurance.
A lower asking price does not settle the comparison. A long errand route or an unexpected repair can change the budget you planned. Use Daily Costs And Taxes and Getting Around And Daily Essentials to compare the same routine at each address.
Deposits And Fees Before You Commit
- Ask the landlord for an itemized move-in total: application or screening charges, first rent payment, security deposit, pet charges and utility setup. Identify which amounts are refundable and the written conditions.
- Ask whether any rental broker or placement fee applies, who pays it and when. This guide does not assume a universal local deposit or broker fee.
- Get the lease and payment instructions before transferring money. Confirm the person’s authority to rent the property and visit the actual home or arrange a trusted inspection.
For a purchase, NAR’s Written Buyer Agreement Guide explains that agent compensation is negotiable and not set by law. Discuss the services, amount or method of payment, agreement term and any remaining buyer obligation before signing. Do not build your budget around an assumed standard percentage.
Understand The Property Tax Bill
Tennessee’s Property Tax Calculation Guide uses a 25% assessment ratio for residential property. Multiply the appraised value by 25%, divide that result by 100, then multiply by the applicable tax rate per $100 of assessed value.
Current Verified Rates: Fiscal Year 2026–27. Cumberland County’s Adopted Tax Levy Resolution, Page 6 sets the county rate at $1.1350 per $100 of assessed value. Crossville’s Adopted 2026–27 Tax Rate Ordinance sets the city rate at $0.6059. The city’s Finance Page lists that rate as well. Reviewed October 10, 2026.
| Tax Component | 2026–27 Rate Per $100 Assessed | Annual Example: $300,000 Appraised Residential Value |
|---|---|---|
| Cumberland County | $1.1350 | $851.25 |
| Crossville City — Additional Within City Limits | $0.6059 | $454.43 |
| County And Crossville Combined | $1.7409 | $1,305.68 |
The example uses a $75,000 assessment: $300,000 × 25%. Divide $75,000 by 100, then multiply by the rate. Annual amounts are rounded to cents. A purchase price and the assessor’s appraised value are not automatically the same, and this example is not a quote for an individual home.
A Crossville mailing address does not establish that a home is inside Crossville city limits. For Crossville, Fairfield Glade, Lake Tansi and Crab Orchard, check the actual parcel and applicable municipal levy before using a county-only total. Association dues, amenity fees, insurance and any special charges belong in separate budget lines.
Ask the County Trustee for the latest bill and the Property Assessor about the parcel and assessment. Confirm the tax year, municipal bill, any relief or exemption, and what might change after a transfer. For a Crab Orchard address, confirm the applicable city levy directly rather than assuming the Crossville rate or a zero city rate.
Fairfield Glade And Lake Tansi Ownership Questions
Before treating recreation as part of a home’s value, ask for the actual association documents, current dues, transfer charges, restrictions and amenity terms. Confirm which charges are mandatory and which activities cost extra. The Fairfield Glade Guide and Golf And Lakes help you explore the setting; a scenic photograph does not establish access rights.
Choose An Address, Not Just A Community Name
Compare Crossville, Fairfield Glade, Lake Tansi, Pleasant Hill, Crab Orchard and the Homesteads using your own needs. Drive the routes, confirm utility providers and school assignment, and review drainage, driveway access and inspection findings. Start with the Scouting Weekend Plan if you are still narrowing your options.
Plan With Confidence
Questions People Ask
Is The Median Listing Price A Suggested Offer?
No. The median listing price is an asking-price reference for a market, not an appraisal or an offer recommendation. Review recent comparable sales, the specific home’s condition and your financing terms.
Are Recreation Fees Included In Every Home Price?
Review the documents for the exact property. Association dues, guest privileges and activity charges need their own written answers.
Keep Exploring
Daily Costs And Taxes · Schools And Learning · Weather And Home Planning · Moving Overview
Reviewed October 10, 2026. Figures retain their own reporting dates; individual prices and service terms can change.
Cumberland Homesteads house photographs: Brian Stansberry, CC BY 3.0.